Builder's Risk


Unforeseen losses and accidents happen, but when they happen on a construction project, those events have a direct impact on the subsequent construction, from cause and extent of damage, schedule and delay, or business interruption.   

Envista has some of the most well-known and respected experts in the industry and we've testified and consulted on major, complex construction losses all over the world. Our consultants have been in the industry for decades with vast backgrounds from contracting, to costing and engineering. We put the right team together to advise on everything from the extent of damage, to remediation and restoration plans, repair or replace estimates, as well as assist with construction management, reporting and even vendor management to get the project back up and running again. 

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What is Builder's Risk Insurance?

Builder's risk insurance, also known as Course of Construction insurance, is designed to protect property under construction and typically plays a big part of a risk management strategy. Property damage due to the following incidents fall under typical Builder's Risk policies:  

  • Catastrophes 
  • Explosions 
  • Fire  
  • Flood 
  • Lightning 
  • High Winds 
  • Theft 
  • Vandalism 

Construction Consulting 

Envista's capabilities with Builders Risk policies extends from causation and liability, to cost analysis.   The costs associated with the schedule delay and loss of productivity can sometimes be equally as significant as the direct costs to mediate or repair the damage. Our forensic engineering experts can quickly assess the extent of damage, cause and liability, determination of defects or construction issues, as well as help develop plans for recovery, repair and cost estimates. We work closely with our building consulting team to jump start recovery efforts and minimize delays. Whether it's equipment-related, a safety issue or accident, a mechanical or electrical failure, or civil or structural failure, our engineers can assist.  

Our construction consulting team provides the forensic analysis and comprehensive assessment necessary to determine how much of the claim is related to the insurable event versus what may have predated the event.  Moreover, through the expertise of our construction defect professionals, we are able to identify deficiencies in construction that may have caused and/or contributed to the loss event.  Our goal is to get you the answers you need, and the project back online. 

Our Builder's Risk Expertise Includes: 

  • Construction Defect Evaluation 
  • Costing and quantity survey
  • Delayed start-up / critical path / extension of time assessments 
  • Earned value assessments / pre- and post-event 
  • Evaluation of changed scope of changed conditions 
  • Expert witness services 
  • Forensic engineering 
  • Loss of productivity assessments 
  • Quantification/extent of damages 
  • Review of acceleration claims 
  • Schedule delay and disruption analysis 

Our Builder's Risk Services Includes: 

  • Architects  
  • Construction experts/previous GCs 
  • Civil and structural engineers 
  • Geotechnical engineers 
  • MEP specialists/mechanical and electrical experts 
  • Building code experts 
  • Project managers 

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